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Terms & Conditions

Terms and Conditions

Last Updated: April 2026

BCR Bookkeeping Services Inc. o/a Better Call Rick Toronto, Ontario, Canada info@bettercallrick.ca · 647-451-7816 · bettercallrick.ca

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By accessing or using this website, purchasing any digital product, or engaging any service offered by Better Call Rick, you agree to be bound by the following Terms and Conditions. Please read them carefully.

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1. About Our Business

Better Call Rick is operated by BCR Bookkeeping Services Inc. o/a Better Call Rick, a company registered in Ontario, Canada. We provide financial education products for newcomers to Canada.

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2. Digital Products

We sell digital products including PDF guides and financial toolkits available for instant download.

  • All digital product sales are final and non-refundable once the file has been delivered, except as described in our Refund Policy

  • By completing a purchase, you confirm you have read and accepted our Refund Policy

  • Digital products are licensed for personal, single-user use only

  • You may not reproduce, distribute, resell, or share our digital products without prior written consent

  • All content in our digital products is protected by copyright and remains the intellectual property of BCR Bookkeeping Services Inc.

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3. Pricing, Payments & Fees

  • All prices are in Canadian dollars (CAD)

  • Applicable taxes (GST/HST) will be added at checkout as required by law

  • Payments are due according to the agreed billing schedule

  • Digital product prices are as listed on the product page at time of purchase

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4. Disclaimer — Not Professional Advice

The information provided on this website and in our digital products is for informational and educational purposes only. It does not constitute financial, tax, legal, or professional advice. Always verify information with the relevant government authority or a qualified professional before making financial decisions.

Better Call Rick is an educational content creation business. The titles 'financial advisor' and 'financial planner' are regulated in Canada — we do not use or claim these titles.

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5. Confidentiality

We treat your financial information as strictly confidential and will not disclose it to third parties without your consent, except as required by law.

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6. Intellectual Property

All content on this website and in our products — including text, guides, templates, tools, graphics, and branding — is the property of BCR Bookkeeping Services Inc. and is protected by Canadian copyright law. Nothing on this site may be copied, distributed, or reused without our prior written consent.

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7. Limitation of Liability

Our services and products are provided with reasonable skill and care. However, we are not liable for indirect, incidental, or consequential losses arising from the use of our services or digital products. Our total liability to you shall not exceed the total amount paid by you for the specific service or product in question.

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8. Governing Law

These Terms are governed by the laws of the Province of Ontario and the applicable federal laws of Canada. Any disputes will be resolved in the courts of Ontario.

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9. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised date. Continued use of this website or our services after updates constitutes acceptance of the revised Terms.

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10. Contact

For questions about these Terms: Better Call Rick info@bettercallrick.ca · 647-451-7816 · bettercallrick.ca

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